KINGSMEN CAPITAL PARTNERS — GENERAL DISCLAIMER

The information and communications provided by Kingsmen Capital Partners Pty Ltd (ABN 39 690 981 894 | ACN 690 981 894) (“Kingsmen”) are intended for general information purposes only. The material presented does not take into account the investment objectives, financial circumstances, taxation position or advisory needs of any particular individual or entity, nor does it constitute personal, legal, financial, tax or investment advice. Under no circumstances should investment decisions be made solely on the basis of the information contained on this Website or in any Kingsmen communication.

All information made available by Kingsmen, whether on this Website, in reports, presentations, electronic communications or marketing materials, is provided for informational purposes only and does not constitute an offer, invitation, solicitation or recommendation to subscribe for, purchase or sell any financial product, security, interest in a fund, credit facility, or other financial instrument. Any reference to a Kingsmen-managed fund, mandate or investment product is directed exclusively to persons who qualify as ‘wholesale clients’ under the Corporations Act 2001 (Cth). Such information must not be distributed, disclosed or provided to any retail client.

Any indication of strategy, target return, performance objective, lending mandate or investment opportunity may not be suitable for all investors. Decisions made on the basis of information provided by Kingsmen are entirely at the discretion and risk of the recipient. Each prospective investor or borrower is responsible for evaluating the appropriateness of any information in light of their own objectives, financial situation and needs. Where necessary, you should seek independent advice from a licensed financial adviser, legal adviser, tax adviser or other qualified professional.

To the fullest extent permitted by law, Kingsmen, Shell Cove Capital Management Pty Ltd (ACN 107 290 335 | AFSL 247143), and their respective directors, officers, employees, agents and representatives accept no liability for any loss, damage, claim, cost or expense (whether direct, indirect, consequential or otherwise) incurred or suffered as a result of reliance on any information, opinion, statement or omission contained on this Website or in any accompanying communication, whether negligent or otherwise.

Kingsmen makes no representation or warranty (express or implied) regarding the accuracy, reliability, completeness or currency of any information or analysis provided. Market conditions, credit environments and regulatory settings may change without notice, and Kingsmen is under no obligation to update or revise any information once published. It is the responsibility of each user to remain informed by reviewing Kingsmen’s materials and disclosure documents regularly.

Past performance is not a reliable indicator of future performance. No representation is given that any investor, borrower or third party will achieve gains or avoid losses. Private credit, structured lending, mortgage-backed investments, direct lending and related strategies involve risks—including borrower default, interest-rate movements, market volatility, illiquidity, delays in repayment, and potential loss of income or principal. No "safe" investment structure exists, and no one can guarantee profits or freedom from loss.

Investing should only be undertaken with capital you can afford to risk. Private credit products are generally illiquid, may not have a secondary market, and may not be suitable for short-term investors or those requiring immediate liquidity. Investors must carefully review the Information Memorandum (IM), Product Disclosure Statement (PDS) (where applicable), and all accompanying documentation before investing in any Kingsmen-managed product.

Kingsmen may, from time to time, hold interests in financial products or earn fees, commissions or other benefits from the operation of its funds, mandates or lending activities. Such interests will be managed in accordance with the firm’s Conflicts of Interest Policy, governance framework and applicable regulatory obligations.

The Kingsmen Website may contain links to third-party websites. Kingsmen does not endorse, control, verify or warrant the content, accuracy or availability of any external site and accepts no responsibility for any loss arising from the use of such links. Accessing third-party sites is entirely at your own risk.

Your use of the Kingsmen Website constitutes acceptance of Kingsmen’s Website Terms of Use, Privacy Policy, and any other conditions outlined as part of the website experience. Any purchase of a product, submission of an enquiry, or investment subscription process will require formal acknowledgment of the relevant Terms and Conditions, disclosure documents and client classification requirements.

Decisions relating to investment, borrowing or participation in private credit markets remain solely the responsibility of the user. Historical results, indicative scenarios and illustrative case studies do not guarantee future outcomes. Private credit involves the possibility of delays, impairment, or loss of principal, and all participants must carefully assess their personal tolerance to risk prior to engaging in any facility, mandate or investment.